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Home Buying

World Market: Round Gold Metal Jonas Accent Table

December 24, 2018 in Home / Home Goods
Round Gold Metal Jonas Accent Table

I purchased two of the Gold Round Gold Metal Jonas Accent Tables during the 40% off furniture sale.  No need to beat around the bush, I LOVE THIS TABLE. 

The main feature that I love about the table is the weight. It is a solid table.  I could have bought a similar table from Ross Dress for Less or Burlington Coat Factory, however, the weight of the table would be inferior. I really wanted a table the wouldn’t move or rock if I brushed against it. 

The only bad things about the table is that it collects dust and smudges. I just wipe them down with a diluted cleaning solution. 

Round Gold Metal Jonas Accent Table

Naca Journey: The Good, The Bad, The Ugly, and The F This Part I

March 19, 2018 in Home / Uncategorized

Let me start off by saying I am very happy that I completed the NACA process.  It was worth the stress and the years removed from my life (exaggerating).

From Naca’s Website

The Neighborhood Assistance Corporation of America (“NACA”) is a non-profit, community advocacy and homeownership organization. NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home or modify their predatory loan with far better terms than those provided even in the prime market.

Part I:  The Workshop

I knew it was time to purchase a home because my rent increased by $80 per month.  I owed thousands in income tax (not exaggerating); long story. My ex-manager told me about the Naca program.  After a little research, I decided against it due to the horror stories.  I put my house dreams to the side due to not have 20% to down payment.  I refused to pay PMI.  FHA required PMI. NOPE!!!

One day in late-Feb 2017, I woke up and said I am over this apartment life.

I went to Naca.com to find a workshop.  It is the first step of the process.  In Charlotte, NC the workshops were full for months.  I decided to look in cities around Charlotte.  I found a workshop Blythewood, SC.

Step 1  Read more…

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